

Pay in 3 (Subject to approval by PayPal)
- Interest-free option to split purchases into three payments.
- The first payment is due at the time of purchase, and the remaining two are due on the same date each month.
- Available for eligible UK buyers on purchases between £30 and £2,000.
- Repayments can be made using a debit card or confirmed bank account.
- A "Buy Now Pay Later" (BNPL) option that allows customers to split payments into three instalments over two months
There are no interest, late, or setup fees. - Please be advised that PayPal determines eligibility for Pay in 3, and The Mobile Phone Hut Limited has no influence over their approval process.
Please note that Paypal Pay in 3 is not a 'try before you fully buy' option. Our return window is 14 days; however, items must still meet the following terms:
- New and sealed devices must be returned with the manufacturer's box seal still intact for a full refund.
- If the box's seal is broken, a 20% deduction will apply, as we must resell the device at a lower price since the item will be considered opened and used.
- For more details, please see our Return & Refund Policy.


Payment is to be made to PayPal. Carefully consider whether the purchase is affordable and how you will make the repayments. Please be aware of the potential impacts of using Pay in 3 and the consequences of missing payments, including making other borrowing more difficult or more expensive. Pay in 3 eligibility is subject to status and approval. 18+ UK residents only. See product terms for more details. You can use Pay in 3 on purchases £30 - £2,000. Your personal data is handled in accordance with applicable data protection law and in accordance with the information in PayPal's privacy statement.
Buyer Protection is available on eligible purchases only. Time limit and other terms apply. See the Buyer protection section of your local User Agreement for more information. All screen images shown are for illustrative purposes only. Actual experience will be based on account activity.