Pay in 3 (Subject to approval)
- Klarna Pay in 3 in the UK lets you split purchases into three equal, interest-free instalments. Payments are charged automatically every 30 days via the Klarna UK platform.
- First payment: Taken when the merchant ships the order. Second payment: Charged 30 days after the first payment. Third payment: Charged 60 days after the first payment.
- Interest/Fees: Zero interest and no fees when paid on time.
- Eligibility: Must be 18 or older and a UK resident.
- Credit type: Unregulated credit agreement (missed payments may affect credit score or ability to use Klarna again).
- Klarna set the maximum qualifying threshold at £2,000 but your individual approval might be lower depending on your eligibility.
- Please be advised that Klarna determines eligibility for Pay in 3, and The Mobile Phone Hut Limited has no influence over their approval process.
Pay in 30 Days (Subject to Approval)
- Klarna Pay in 30 Days in the UK lets you buy items with zero upfront cost and pay up to 30 days later.
- Zero interest/fees: No extra costs apply if you clear your balance on time.
- Eligibility: Must be 18 or older and a UK resident.
- Credit type: Unregulated credit agreement (missed payments may affect credit score or ability to use Klarna again).
- Klarna set the maximum qualifying threshold at £1,000 but your individual approval might be lower depending on your eligibility.
- Please be advised that Klarna determines eligibility for Pay in 30 Days, and The Mobile Phone Hut Limited has no influence over their approval process.
Please note that Klarna is not a 'try before you fully buy' option. Our return window is 14 days; however, items must still meet the following terms:
- New and sealed devices must be returned with the manufacturer's box seal still intact for a full refund.
- If the box's seal is broken, a 20% deduction will apply, as we must resell the device at a lower price since the item will be considered opened and used.
- For more details, please see our Return & Refund Policy.
Klarna: Pay in 3 is offered by Klarna Financial Services UK Limited and is an unregulated credit agreement. Subject to status. Late fees and Klarna's Pay in 3 terms and conditions apply.
Payment is to be made to Klarna. Further information and Klarna’s user terms can be found here. General information on Klarna can be found here. Your personal data is handled in accordance with applicable data protection law and in accordance with the information in Klarna’s privacy statement.
Carefully consider whether the purchase is affordable and how you will make the repayments. Please be aware of the potential impacts of using Klarna and the consequences of missing payments, including making other borrowing more difficult or more expensive. Klarna eligibility is subject to status and approval. 18+ UK residents only. All screen images shown are for illustrative purposes only. Actual experience will be based on account activity.
